This Website and its content, materials or information contained therein constitute the intellectual property of the Central Bank of Nigeria (CBN) and shall be used only in accordance with the Terms and Conditions contained herein or as may be revised from time to time by the CBN. The materials contained in this Website are protected by intellectual property laws including copyright, patent and trademark laws and any unauthorized use may constitute intellectual property right infringement and violation of other relevant laws.

The information on this Website is for information purposes only. Under the Terms and Conditions stated herein, the CBN grants you a non-exclusive, non-transferable, limited rights to access, use, and display the website and the information on it.  Provided always that when such information is distributed or reproduced, it must appear accurately, and the CBN must be cited as the source. You agree not to interrupt or attempt to interrupt the operation of this website in any way. You agree to acknowledge the copyright and other ownership information in all materials on the Website. You Agree to view and download the content on this Web site, but only for your personal and non-commercial use. You may not modify or copy or publicly display, publish or distribute the Website materials in any way or use them for any public or commercial purposes in any other way. 

The name and the logo of the CBN may be used for fraudulent financial dealings by fraudsters and the CBN may in some instances be named as the driver or originator of such fraudulent transactions. On no account should any member of the public send his/her bank card details to anybody claiming to represent or have a banking relationship with the CBN. If you notice or receive any suspicious offer that refers to, or allegedly stems from the CBN, you should report it immediately to law-enforcement agencies or seek advice from the relevant bodies or send a message to [email protected] for proper guidance.

You shall be responsible for obtaining and maintaining all telephone, computer hardware, software, and other equipment needed to access and use this Website. You agree that from time to time the eNaira Website may be inaccessible or inoperable for any reason, including, without limitation:
(i) malfunctions;
(ii) periodic maintenance procedures or repairs which the CBN may undertake from time to time; or
(iii) causes beyond the control of the CBN or which are not reasonably foreseeable by the CBN.

The CBN maintains this website to enhance public access to information about eNaira by providing timely and accurate information. However, the CBN accepts no responsibility or liability whatsoever with regard to the material on this website. All the materials on eNaira’s Website are provided “as is”. CBN makes no warranties, be it expressed or implied. Furthermore, CBN does not make any representations concerning the accuracy or reliability of the use of the materials on its website or otherwise relating to such materials or any sites linked to this Website. CBN or its service providers will not be held accountable for any damages that arises with the use or inability to use the materials on eNaira’s Website, even if CBN or its authorized representative has been notified, orally or in writing, of the possibility of such damage.

The materials appearing on eNaira website may include technical, typographical, and photographic errors, or errors associated with changes in time and market forces. The CBN shall, without any liability, have the right at any time and without notice, to add to or modify this Terms and Conditions, simply by posting a revised/updated version of it on the eNaira Website. Your access to or use of the eNaira website, thereafter, shall be deemed to constitute acceptance of the revised/updated Terms and Conditions.

To protect your personal information from unauthorized access and use, we use security measures that comply with applicable laws and regulations. These measures may include device safeguards and secured files and buildings as well as oversight of our third party service providers to ensure personal information remains confidential and secure. In the event of a data breach, we will provide timely notification, in accordance with applicable laws and regulations.

The CBN is committed to observing high standards of information security. While we use reasonable physical, electronic and procedural safeguards to protect your personal information from loss, misuse, unauthorised access or disclosure, alteration and destruction, please be advised that we do not accept responsibility for the security of any data transmitted over the eNaira website or information stored, posted or provided directly to a third party website, which is governed by that third party’s policies.

eNaira's Privacy Policy does not apply to other websites, advertisers, social media platforms and online services other than the eNaira Website. Thus, we are advising you to consult the respective Privacy Policies of these third-party ad servers or platforms for more detailed information. It may include their practices and instructions about how to opt-out of certain options. Our eNaira website may incorporate links to other websites, social media platforms or online services, whose privacy policies may differ from those of the eNaira Website. CBN does not guarantee and is not responsible for the privacy or security of those sites, including the accuracy, completeness or reliability of their information. The presence of any link on the eNaira website does not imply endorsement by CBN. Please be aware that if you submit information to any such website, social media platform or online service, your information is governed by their privacy policies, which should be read carefully prior to use. CBN is not responsible for the practices or procedures of such third parties the use of any linked website is at your own risk.

Another part of our priority is adding protection for minors while using the internet. We encourage parents and guardians to observe, participate in, and/or monitor and guide their online activity. eNaira Website does not knowingly collect any Personal Identifiable Information from persons under the age of 18. If you think that your child provided this kind of information on our website, we strongly encourage you to contact us immediately and we will do our best efforts to promptly remove such information from our records.

We are committed to transparency about your personal information. We will ask for your consent when required by extant laws and regulations, otherwise, by using the eNaira Website, you consent to the collection, use and sharing of your personal information subject to and consistent with applicable laws, regulations and other notices you may have received based on your relationship with us. This Privacy Policy applies only to our online activities and is valid for visitors to our website with regards to the information that they shared and/or collect in eNaira Website. This policy is not applicable to any information collected offline or via channels other than this website.

In no event will the CBN or its directors, officers, employees, independent contractors, affiliates or agents, or any of its or their respective service providers, be liable to you or any third party for any use, interruption, delay or inability to use the eNaira website, lost revenues or profits, delays, interruption or loss of services, business or goodwill, loss or corruption of data, loss resulting from system or system service failure, malfunction or shutdown, failure to accurately transfer, read or transmit information, failure to update or provide correct information, system incompatibility or provision of incorrect compatibility information or breaches in system security, or for any consequential, incidental, indirect, exemplary, special or punitive damages, whether arising out of or in connection with the use of the eNaira website.

You agree to indemnify, hold harmless and defend the CBN its directors, officers, employees, independent contractors, affiliates and agents (“Indemnified Parties”) from and against any action, cause, claim, damage, debt, demand or liability, including reasonable costs and attorney’s fees, asserted by any person, arising out of or relating to: (a) this Terms and Condition; (b) your access or use of the eNaira website, including any data or work transmitted or received by you; and (c) any unacceptable use of the eNaira website by you or any person, including, without limitation, any statement, data or content made, transmitted or republished by you or any person which is prohibited and unacceptable under extant laws and regulations.

Except as otherwise set forth herein, all right, title and interest in and to all, (a) registered and unregistered trademarks, service marks and logos; (b) patents, patent applications, and patentable ideas, inventions, and/or improvements; (c) trade secrets, proprietary information, and know-how; (d) all divisions, continuations, reissues, renewals, and extensions thereof now existing or hereafter filed, issued, or acquired; (e) registered and unregistered copyrights including, without limitation, any forms, images, audio-visual displays, text, software and (f) all other intellectual property, proprietary rights or other rights related to intangible property which are used, developed, comprising, embodied in, or practiced in connection with the eNaira website identified herein ("CBN Intellectual Property Rights") are owned by the CBN, and you agree to make no claim of interest in or ownership of any such CBN Intellectual Property Rights. You acknowledge that no title to the CBN Intellectual Property Rights is transferred to you, and that you do not obtain any rights, express or implied in the eNaira website other than the rights expressly granted in this Terms and Conditions. Except to the extent permitted by applicable law, you shall not disassemble, decompile, decrypt, extract, reverse engineer, prepare a derivative work based upon, distribute, or time share the eNaira website or any components thereof, or otherwise apply any procedure or process to the eNaira website or components thereof in order to ascertain, derive, and/or appropriate for any reason or purpose, the source code or source listings or any algorithm, data, process, procedure or other information contained therein. You shall not rent, sell, resell, lease, sublicense, loan or otherwise transfer the eNaira website or any components thereof except as permitted by extant laws.

If any provision or part-provision of this Terms and Conditions is, or becomes invalid, illegal or unenforceable, it shall be deemed modified to the minimum extent necessary to make it valid, legal and enforceable. If such modification is not possible, the relevant provision or part-provision shall be deemed deleted. Any modification to or deletion of a provision or part-provision under this Clause shall not affect the validity and enforceability of the rest of the Terms and Conditions.

This Terms and Conditions shall be governed, construed and enforced in accordance with the laws of the Federal Republic of Nigeria. Central Bank of Nigeria.

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Plot 33, Abubakar Tafawa Balewa Way
Central Business District
Abuja, FCT.
Nigeria