1. Their eNaira wallet to their Bank Accounts or Bank Account to their eNaira wallets (via e-banking channels)
2. Their eNaira wallet to Person (M/B2P) or Person to their eNaira wallets (P2M/B)
3. Their eNaira wallet to another Merchant/Business eNaira wallet; and Cash to eNaira

No, individual customers can only create consumer wallets. However, if interested in the merchant wallet for their business, he or she should contact their Financial Institution.